TERMS OF USE

Date Last Revised: March 04, 2025

The following Terms of Use ("Terms"), together with the Privacy Policy, govern your access to and use of the proprietary mobile applications, platform, and website (collectively, "Company Systems") of Onecap Technologies Private Limited ("Company"). These Terms apply when you access or use the Company Systems via any mobile phone, tablet, any mobile phone, tablet, or other communication device.

The Company provides cloud-based software services to businesses, corporations, banks, financial institutions, and individuals. In addition to these Terms, you may also be subject to the terms and conditions of any third-party customers of the Company.

By accepting these Terms or by accessing, viewing, or using the Company Systems, you agree to be bound by these Terms and the Privacy Policy. This constitutes your binding legal obligations toward the Company. The Company may modify these Terms at any time, and it is your responsibility to review them periodically for changes. If you do not agree to these Terms, you should not access, view, or use the Company Systems.

PART A : REGISTRATION AND USE

1. ACCESS

  • You acknowledge that your access to and use of the Company Systems is subject to these Terms and may be altered by the Company at its discretion.
  • You represent that you have valid authorization to access and use the Company Systems. If the Company determines that you lack valid authorization, it may suspend your access and take appropriate action.

2. USER INFORMATION

  • You represent that you have the necessary rights and authorizations to upload, generate, or publish all User Information via the Company Systems.
  • All User Information will be used and processed in accordance with these Terms and the Privacy Policy.
  • "User Information" includes any information, image, content, file, list, web link, or other material uploaded, generated, or encountered by you through the Company Systems.
  • You agree that User Information uploaded by you may be viewed and used by third parties accessing the Company Systems.

3. PERMITTED USE

  • You may use the Company Systems only as authorized and instructed by the Company and in accordance with these Terms.
  • The Company is incorporated in India, with its headquarters in Bangalore, Karnataka. Access to the Company Systems may be restricted or prohibited in certain jurisdictions. If you access the Company Systems from outside India, you do so at your own risk and are responsible for complying with applicable laws.
  • You agree to use the Company Systems in compliance with all applicable laws and regulations.

4. PROHIBITED USE

You agree not to:

  • Resell the functionalities or services provided by the Company Systems.
  • Upload, modify, publish, transmit, or share content that does not belong to you.
  • Share content that is harmful, harassing, defamatory, offensive, obscene, pornographic, unlawful, or otherwise objectionable.
  • Harm or attempt to harm minors in any way.
  • Infringe any intellectual property rights.
  • Use the Company Systems for unlawful purposes.
  • Impersonate another person.
  • Upload or transmit software viruses or harmful code.
  • Threaten the security, integrity, defence, or sovereignty of India. sovereignty of India.
  • Use the Company Systems in any unauthorized manner.
  • Use the Company Systems for unsolicited marketing or advertisements.

PART B : INTELLECTUAL PROPERTY

1. INTELLECTUAL PROPERTY RIGHTS

  • The Company Systems, including its content, logos, databases, features, and software, are the exclusive property of the Company or its licensors.
  • You are granted a non-exclusive, non-transferable right to access and use the Company Systems in accordance with these Terms.
  • You may not reproduce, distribute, modify, create derivative works, or use the Company Systems for commercial purposes without authorization.

PART C : INDEMNITY & LIMITATION OF LIABILITY

1. INDEMNITY

You agree to indemnify and hold harmless the Company, its directors, officers, employees, suppliers, partners, vendors, and agents against any claims, losses, damages, or costs arising from:

  1. Your use of the Company Systems; or
  2. Your breach of these Terms.

2. LIMITATION OF LIABILITY

The Company shall not be liable for any loss of profits (anticipated or actual), loss of business, loss of reputation, loss of data, loss of goodwill, business interruption, or any direct, indirect, special, incidental, consequential, punitive, tort, or other damages, however caused, whether or not it has been advised of the possibility of such damages. In no event shall the Company or its affiliates be liable under any theory of liability, whether in an equitable, legal, or common law action arising hereunder, including but not limited to contract, strict liability, indemnity, or tort (including gross negligence).

PART D : MISCELLANEOUS

1. USER POSTINGS

  • User-generated content (such as reviews, ratings, or feedback) is non-confidential and may be publicly displayed.
  • You are solely responsible for the legality, accuracy, and appropriateness of your User Postings.

2. COMPLIANCE WITH STANDARDS

Your use of the Company Systems must comply with all applicable laws and must not include defamatory, abusive, violent, discriminatory, or infringing content.

3. DISCLAIMERS

The Company does not warrant that:

  • The Company Systems will always be available or error-free;
  • User Information will remain secure;
  • The Company Systems are free from viruses or malware.

4. LIABILITY DISCLAIMER

The Company is not responsible for any loss, damage, or liability arising from your use of the Company Systems.

5. NO WARRANTIES

The Company disclaims all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.

6. CHANGES AND ERRORS

The Company reserves the right to correct errors or update information at any time.

PART E : GENERAL

1. THIRD-PARTY LINKS

The Company is not responsible for the content, security, or availability of third-party websites linked from the Company Systems.

2. TERMINATION

The Company may terminate your access to the Company Systems if you violate these Terms. Certain provisions, including indemnity and limitation of liability, shall survive termination.

3. REFUNDS & CANCELLATIONS

The company offers both free and paid subscription plans. Payments processed are non-refundable once completed. Subscriptions can be cancelled in accordance with the terms and conditions outlined in the customer agreement.

4. FORCE MAJEURE

The Company is not liable for delays or failures caused by unforeseen events beyond its control.

5. WAIVER

No waiver of any provision shall be binding unless in writing. A waiver of one provision does not constitute a waiver of any other.

6. ENTIRE AGREEMENT

These Terms and the Privacy Policy constitute the entire agreement between you and the Company regarding your use of the Company Systems.

7. SEVERABILITY

If any provision is deemed invalid, the remaining provisions shall continue to be enforceable.

8. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by the laws of India. Any disputes shall be resolved through arbitration in Bengaluru, Karnataka, in accordance with the Arbitration and Conciliation Act, 1996. The arbitration proceedings shall be conducted in English, and the decision shall be final and binding.

END OF TERMS & CONDITIONS